> For the complete documentation index, see [llms.txt](https://help.givechariot.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.givechariot.com/account-management/money-movement.md).
# Money Movement
Once funds arrive in your Chariot account, you can transfer them to your **External Financial Account (EFA).** This is typically your organization's operating bank account.
### Linking Your EFA
To link an external financial account:
* Go to Settings → External Financial Accounts
* Click 'Add'
* Complete any required verification
Once added, your EFA will be available for outbound transfers.
{% hint style="info" %}
To help keep your account secure, additional verification may be required when linking an external financial account. If we’re unable to confirm that the account name is affiliated with your organization, you may be asked to upload supporting documentation, such as a bank statement or a valid photo ID.
{% endhint %}
{% hint style="warning" %}
Only Account Owners can add or update external financial account details.
{% endhint %}
***
### Making An Outbound Transfer
To move funds out of your Chariot Deposit Account:
* Navigate to your account **Overview** page and select **'Move Money'**
* Choose your EFA
* Enter the amount and confirm
Funds will be transferred to your external bank account via ACH in 2-3 business days.
Unlike payment processors such as PayPal or Stripe, Chariot is a receiving account where funds are deposited directly in your organization’s name. Because of this, outbound transfers from your Chariot account to your EFA are considered **internal transfers**.
{% hint style="info" %}
Because outbound transfers combine multiple deposits, you should **reconcile against your Chariot account**, not your external bank account. See [Using Chariot](/getting-started/using-chariot.md#reconciling-funds).\
\
All transfers from your Chariot Deposit Account to your linked External Financial Account will appear as "ACH DEPOSIT {{NONPROFIT NAME}} - CHARIOT".
{% endhint %}
***
### Automatic Monthly Transfers
You can automatically transfer funds from your Chariot Deposit Account to your External Financial Account on a recurring schedule.
To enable automatic transfers:
1. Navigate to Settings
2. Scroll to External Financial Accounts
3. Click Set Up Automatic Transfers
Once enabled, Chariot will automatically transfer your available balance to your linked External Financial Account on your selected schedule.
{% hint style="info" %}
Automatic weekly transfers are available on select paid plans.
{% endhint %}
---
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