Flow of Funds
When your organization receives a gift through DAFpay, the way the funds are delivered depends on whether you've claimed your Chariot account.
🕒 No Account: DAFpay gifts initated before you claim your Chariot account
If your organization receives a DAFpay donation before your Chariot account is claimed, the funds are held and disbursed through the DAFpay Network (our 501(c)(3) disbursement partner).
You have 60 days to claim your account.
Once claimed, all pending donations will be released electronically within 1–2 business days.
If you do not claim your account within 60 days, the funds will be sent via check from the DAFpay Network. See I received a check in the mail from the DAFpay Network
✅ Chariot Account: DAFpay gifts initated after you claim your Chariot account
DAFpay no longer sits in the flow of funds.
All future DAFpay donations are sent directly from the DAF provider (e.g., Fidelity, Schwab) to your organization by check, ACH or Chariot Disbursements, just like your typical DAF donations.
DAFpay's role at this point is solely to initiate the grant request—it does not process or disburse the funds.
The DAF provider will often include "DAFpay" and a Tracking ID in the grant note or memo section, so you can identify and reconcile the gift in your Chariot dashboard. See Receiving Donations
🔁 Exception: The Chesed Fund
If your DAFpay account was activated by The Chesed Fund, then all donations will continue to be disbursed via the DAFpay Network, even after claiming your account
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