Organization Eligibility

Ensuring every organization on Chariot is verified and in good-standing

Nonprofit compliance is a top priority at Chariot. To protect donors, nonprofits, and disbursement partners, we verify that every organization using our products is a legitimate, eligible 501(c)(3) public charity. Below is an overview of the compliance steps we take to ensure your organization can receive gifts through Chariot.

🗂 IRS Listings Required for Eligibility

To receive a donation via Chariot, your organization must be listed in both of the following:

These are official IRS directories of organizations eligible to receive tax-deductible contributions.


🏛 IRS Foundation Code Check

Chariot verifies your nonprofit’s foundation code from the IRS BMF. Certain foundation codes may be ineligible for Chariot's product offerings.

As outlined by the IRS (see pages 16–17 of their guidance), private non-operating foundation codes are not eligible for donor-advised fund (DAF) giving.

Major DAF sponsors—including organizations like the National Philanthropic Trust—also have internal policies that restrict grants to entities classified as private non-operating foundations.


📚 IRS Pub 78 Verification

Chariot confirms that your organization appears in Pub 78, the IRS’s searchable database of qualified charities. However, some organizations may be eligible even if not listed, including:

  • Churches and Religious Organizations – Not required to register or file Form 990s

  • Governmental Units – Public schools, cities, or municipalities often qualify but are not listed

  • Subordinate Organizations – Groups under a group exemption may not have individual listings

  • Newly Approved 501(c)(3)s – May not appear due to Pub 78's monthly update schedule

  • Recently Reinstated Nonprofits – May experience a delay in relisting after reinstatement

If you can’t find what you’re looking for or need additional support, reach out to our team anytime at [email protected].


🚨 OFAC Watchlist Screening

We screen all nonprofits against the U.S. Department of the Treasury’s OFAC watchlist to ensure no affiliation with sanctioned individuals or entities.


🔍 Additional Screening and Diligence

Chariot may also request supporting documents or perform further onboarding checks as needed to confirm legitimacy and ensure regulatory compliance. See Supporting Documentation.


🔄 Ongoing Monitoring

Chariot continuously monitors IRS databases and federal watchlists. If your status changes, our compliance team is notified and may reach out to resolve any issues.


📬 Questions?

If you have questions about your eligibility or need to update your records, please email our compliance team at [email protected] and include your organization name and EIN in the subject line.

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